Theto get a funded have reached an impasse at the very least. But if you’re a parent with unresolved questions about , such as for your as part of your larger check, we can help provide some answers.
Child support situations can complicate thein ways that may affect parents on both sides of that financial equation — those who pay or receive child support arrears. And unpaid child support can even lead the IRS to garnish your payment. On the other hand, some parents with joint custody who are separated or divorced have actually gotten two $500 checks per child; one for each parent.
We’ll sort through the rules below, and if you need an estimate of a payment, try ouror read up on — . We update this story often.
Your stimulus check could have child support taken out
Although the government prevented debts like overdue student loans and back taxes from being taken from the first round of stimulus checks, one type of debt not covered by those protections was overdue child support, also known as “arrears” or “arrearage.” If you owe more than $150 in arrears, your state may reserve the right to garnish some or all of your first stimulus check, based on how much you owe.
And if you’re owed child support, you may receive money garnished from your child’s other parent, although how long it takes to get you depends on a lot of factors (the money has to process through the state, which will then issue it to you).
A second stimulus check might also be reduced, but maybe not
Depending on which language is incorporated into the— if one is passed at all — past-due child support may or may not be garnished again. , a proposal that was passed in the House of Representatives but is not law, specifically prohibited reducing or offsetting the amount of stimulus checks to pay a child support debt. The , which is also not law, allowed it. It’s unclear where the under stands on the matter.
How to restore your spouse’s check if child support money was mistakenly taken
Although states had the right to garnish CARES Act stimulus check money from parents who owed back child support, the IRS, which issued the checks, says it didn’t mean to allow states to also deduct from a current (nonparent) spouse’s stimulus check as well.
If you are now married to someone who is not the child’s parent, and past-due child support was deducted from funds intended for your current spouse, the IRS directed taxpayers in August to fill out a Form 8379 (PDF) in order to receive a replacement check. However, since then, the agency says it is sifting through to find such errors and will be issuing replacement checks, although it did not provide a timeline for doing so. It appears the IRS is ironing out this particular wrinkle, so hopefully it won’t be a problem next time.
Yes, joint custody means you could get two $500 checks per child
Most of the time — but not always — the noncustodial parent pays child support to the custodial parent, who likely. Sometimes, however, child support is owed even when parents share custody (when one parent earns significantly more than the other, for example). In many of those cases — but, again, not all — parents alternate claiming the child on their taxes (one in odd years, the other in even years, for example).
In situations like these, it’s possible that the $500 stimulus payments for dependents could be sent to the parent who’s owed back child support while the one who owes receives nothing. If that happens, the parent who did not receive the money canand receive it along with any refund due in 2021, according to Janet Holtzblatt, a senior fellow at the Urban-Brookings Tax Policy Center. “Double dipping,” in this instance, isn’t a glitch — both parents technically qualify for the $500 payment (for a total of $1,000 per child).
Where to go if you need help figuring this all out
Like anything having to do with taxes, this stuff can get confusing pretty quickly. If you need help and don’t have an accountant on retainer to assist you, you can try looking for more information on the IRS website or. At the bottom of the IRS’ letter accompanying paper checks is a number you can call for more information: 800-919-9835. The IRS help number is 800-829-1040.
Stay up to date on the, find out how much you might qualify for with and see when you might get a second stimulus check with our .