If you don’t submit your banking information online to the IRS by 12 p.m. ET / 9 a.m. PT on May 13, yourwill arrive in the mail, the agency has said. While that isn’t the end of the world (you’ll see why below), direct deposit is expected to get you your money faster than the US Postal Service. Plus, an electronic transfer will keep you from having to upload the payment to your account with your banking app or make a trip to the bank.
In theory, setting up direct deposit using the IRS’ Get My Payment tool is simple. You can also use to. In reality, it helps to know a few things first. We’ll tell you what personal information you’ll need to have on hand to make setup go more smoothly and explain what happens if you get an error message. Some people, however, are .
If you do receive your check in the mail, thewhen it’s on the way. The IRS intends to deliver the remaining payments through June. Meanwhile, here’s what we know so far about .
How to set up direct deposit for your stimulus check
To get started with Get My Payment portal, you may need your 2019 tax return if you’ve filed, as well as your 2018 return. Because of high demand on IRS.gov, you may need to wait until it’s your turn to access the tool. If you get an error message, see the next section. And the IRS said a Spanish-language version of Get My Payment is coming in a few weeks.
1. Head to the IRS’ Get My Payment page and tap the blue Get My Payment button to set up direct deposit for your economic impact payment.
2. On the next page about authorized use tap OK.
3. On the Get My Payment page, enter your Social Security number (SSN) or individual tax ID (ITIN), your date of birth, your street address and your ZIP or postal code.
If the IRS has your direct deposit information, you’ll see a page giving you the status of your payment. If it doesn’t and you are eligible for a check, you can enter your bank account’s routing number and account number (scroll down for how to find these numbers) to have the government send your check to your bank account.
What happens if I get an error message or the IRS doesn’t tell me my payment status?
If the screen flashes “status unknown,” “please try again later” or another message whose meaning is unclear, here isto help you puzzle out your specific situation. The IRS is reportedly aware of the issues, according to The Washington Post. CNET has also reached out to the IRS for more information.
What will the IRS need from me to set up direct deposit?
You’ll want to have at hand your bank account’s routing and account numbers. You have several ways to find this banking information.
Banking website: Your bank’s website may show your routing and account numbers. For Bank of America, for example, log into your account, select the account you want to use and then tap the Information & Services tab to see the numbers you need.
Banking app: If your bank has an app, it may show you your account and routing numbers. In the Bank of America’s BofA app, for example, tap the account you want to use and then scroll to the bottom of the app window to see your clearly labeled account and routing numbers.
Printed check: At the bottom of your check you most likely will see three sets of numbers: The first set of nine numbers is your routing number. The second set of 8 to 12 numbers is your account number. The third set — which you don’t use to set up direct deposit — is the check number.
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When will my check go out?
Millions of US residents who hadwith the IRS have already received their stimulus checks. And those who set up direct deposit through the Get My Payment portal will receive their checks in several days, the IRS said. You can have the government send the money to other payment services, like the Cash app or a PayPal account. The IRS said the last waves of mailed checks will will begin arriving through late May and into June.
While you’re waiting for your check to arrive, here’s. And after you receive it, here are some ideas for . If you’re still struggling after getting the check, here’s .