“Depending on restrictions at the time, you will usually get the best deals by either ordering online or going to a travel money provider.
“If you have enough time in advance, consider taking out a travel money card that lets you withdraw cash overseas fee-free.
“The right card or account will mean you pay no commission for use overseas and get excellent rates too, but you do need to allow time for it to arrive.”
Mr Andrews points out it isn’t just the exchange rate alone that determines how much bang you get for your buck.
“To get the most for your money, make sure you don’t just focus on the exchange rate alone, you need to look at the entire package,” he explained.
“The deal with the best exchange rate isn’t necessarily the cheapest for you – there could be hidden costs like commission or delivery charges that push your actual spend above other deals with a lower exchange rate.
“When you’re deciding which deal to select, make sure you factor these additional costs into your calculations.”
He continued: “If you’re not in a position to buy in advance, or if you’re unsure as to how much cash you need, it might be an idea to get a travel money card.
“That way, you can make cash withdrawals abroad as and when you need them with no hidden fees.”