While at least 8 million Americans never received aat all, some people may have had the opposite problem — getting more than their share. And while over 100 million Americans got their in the IRS’ rush to meet for sending out the check, it’s also possible that some stimulus payments were delivered in error.
The IRS admitted to mistakenly sending stimulus checks to ineligible people with the first relief payment, and it’s possible that situation could have repeated itself again. If you received a check you probably weren’t supposed to — for example, you got stimulus money even though you make— the IRS expects you to send back the payment. And depending on how you received the stimulus money — by (including ) or — there are specific ways to go about the return.
We’ll list are all the reasons the IRS would expect you to send back a stimulus check paid out in error and how to do it. It’s also important to know yourand these key details about . (And here’s what’s happening with a , how much and .)
Reasons you’d need to return the second stimulus check
Qualifications are key to determining. If you fall into any of these categories and received a stimulus check, it’s likely by error.
- You received a check for someone who has died — but there’s some nuance, more below.
- You don’t have a Social Security number.
- You’re considered a “nonresident alien” without a US citizen spouse.
- You’re a noncitizen who files federal taxes.
- Your exceeds the limit; for example, $87,000 for a single taxpayer.
- You’re on someone else’s taxes.
Here’s more information about.
Sending back a paper check you haven’t cashed or deposited
If any of the above statements pertain to you, you may need to send your stimulus check back. Here’s how to do it for each scenario, per the IRS.
1. Write “VOID” in the endorsement section on the back of the check.
2. Do not bend, paper clip or staple the check.
3. On a separate piece of paper, let the IRS know why you’re sending the check back.
4. Mail the check to the appropriate IRS location — it varies depending on which state you live in.
How to return stimulus money that you did cash or deposit
1. Use a personal check or money order and make the check payable to US Treasury. You’ll also need to write 2020 EIP and include the taxpayer identification number or Social Security number of the person whose name is on the check.
2. On a separate piece of paper, let the IRS know why you’re sending the check back.
3. Mail the check to the appropriate IRS location — it depends on which state you live in.
Returning a check you received for someone who died
If you receive a payment for someone who died in 2019 or earlier, the IRS says you should return the entire payment “unless it was made to joint filers and one spouse is still living.” If you’re the living spouse, you should return half the payment — just not more than $1,200 in all.
However, if the check is issued in both your name and your deceased spouse’s name (and therefore you can’t deposit the money), you’ll need to return the whole amount to the IRS. After the agency can process the returned payment, it will issue you a new check with the correct amount for you.
What if I still haven’t gotten my stimulus check?
If you were among over 100 million people who were eligible to receive the second stimulus check and you haven’t received it, you may be able toon your taxes, even . Alternatively, you may have to .
If you’re not, now’s a good time, as a . To do so, you’ll need to add your banking information when you file your 2020 taxes this year. We also encourage you to , specifically because of stimulus checks.
To stay updated on the latest stimulus check news, here’sand if you’re having stimulus check problems, . Also, here’s what’s happening right now with a .