“Similarly, the EU summit in June could turn out to be a significant date in trade discussions as it could see an agreement to grant and extension to the current transition period.
“Finally, it will be interesting to keep a close eye on the actions of new Bank of England governor, Andrew Bailey, when he starts his new role in March.
“Although the extent of the change we might see is to be confirmed as Bailey has been working around Threadneedle Street for years so may well be a continuity candidate for current governor, Mark Carney.”
So what does all this mean for Britons heading off on holiday to escape the January blues and hoping to get travel money?
The Post Office is currently offering an exchange rate of €1.1300 for over £400 and €1.1523 for over £1,000.