That is according to former Tottenham captain Robbie Keane and ex-Chelsea midfielder Joe Cole.
Video Assistant Referee (VAR) was in use at Wembley and it was put to the test in the 27th minute.
Tottenham striker Harry Kane was initially adjudged offside before being felled by Chelsea No 1 Kepa in the 18-yard area.
However, referee Michael Oliver consulted VAR and Kane was in fact onside and a penalty was awarded.
Kepa was given a yellow card by Olivier, a decision Keane questioned at half time.
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“Was it a red card or yellow card?” he said quizzically on Sky Sports.
Presenter and former Chelsea left-back Scott Minto reckoned the decision was right.
“Well it’s a yellow card because he made a genuine attempt to play the ball,” Minto said.
“But you’re not necessarily happy with that.”
Keane was not satisfied that Kepa had made a genuine attempt to win the ball when denying a goalscoring opportunity.
“I’m not convinced about that, no,” the Republic of Ireland legend replied.
“I think he lunged at him when the ball went past him. Then he uses his hands to try and reach the ball.
“I think if you look at his feet there, the lunge there.”
And Cole agreed Kepa was fortunate not to be given his marching orders by Oliver.
“He showed great composure there Harry Kane when you’ve got these goalies coming at you,” Cole said.
“That’s a lovely touch he’s done there.
“For me the goalie, he’s not looking, and he’s just caught in a bad position.
“Previously in the game, three or four times, Tottenham looked for that ball.
“They must have felt Chelsea’s line was high and they must have fancied the chances of their front three outrunning Chelsea’s back four.
“I think, in that situation, it’s better for the game that he stayed on the pitch. But I think he was a bit lucky to.”