Millions of UK drivers could be at risk of voiding their car insurance by making a simple error.
More than half of Brits have committed offences that void their car and home insurance, according to new data.
Price comparison website MoneySuperMarket found that the offences could be leaving motorists and homeowners without cover in the event of an accident or burglary.
For example, letting other motorists drive your car could invalidate your premium.
Over a tenth (13 per cent) of Brits have admitted to changing jobs without telling their insurer, despite under half of drivers (46 per cent) being aware that it could void their policy.
Car insurance premiums are calculated using a number of different criteria.
Some occupations or areas could be perceived as more of a risk than others meaning premiums may need to be adjusted.
Research earlier this year found that ‘students’ without jobs who list themselves as ‘unemployed’ can add 51 per cent to their premium – costing them a huge £6,772.
Half of the drivers surveyed were aware that letting another motorist driver their vehicle could invalidate their car insurance, yet a third (34 per cent) are still willing to take the risk.
Tom Flack, Editor-in-Chief at MoneySuperMarket, commented: “There are lots of ways that Brits can accidentally find themselves in a position where they’re flouting the rules of their insurance policy.
“Yet surprisingly, our latest research reveals that many are actually aware of the risks but are still willing to gamble.
“What may seem like a trivial action, such as not informing your insurer when you change jobs, may result in your insurance being voided, meaning that if something goes wrong, your claim won’t be paid.
“This could leave people with a huge potential loss if their house is burgled or they are in a car accident.
“Make sure you’ve got the insurance cover that best suits your needs and regularly shop around for the best deal.”