Which? explained that purchasing the most expensive policy doesn’t always mean it is the best.
They said: “In four of the 11 scenarios we checked, the cheapest quote was for one of the most comprehensive policies, while in six of the 11 times, the most expensive quote was among the least comprehensive, leaving you paying significantly more for significantly less protection.
“For example, when we posed as a 60-year-old with high blood pressure and cholesterol issues taking out an annual global policy, including cruise cover, the cheapest quote was £169 for AA’s Silver policy, while the most expensive was £355 for Direct Travel’s Standard cover.
“In our most research insurance analysis, the AA policy earned a high overall score of 71 percent and a ‘Superior’ Covid cover rating, while the Direct Travel policy got an overall policy score of 55 percent and a Covid cover rating of ‘Low’.”