The wait formay soon end for up to 30 million more people, now that the IRS and Treasury have added a new payment group to the schedule. By this weekend, people who receive federal benefits, like and , could start seeing arrive (more below). For other , the waiting game continues for and to arrive in the mail. (You can and also .)
But for many, getting that check may be just the beginning. If, it isn’t always clear . For example, if your check never arrives (but an ), you may need to . That’s why it’s critical you know .
Tax season could also wreak havoc on your stimulus check delivery. If the IRS usesto your payment but you’re entitled to more based on or new — like a , you may not get the remainder of your money for months. We’ll explain what to expect below. (In the meantime, here’s the lowdown on a and the deal with if you have and .) This story was updated recently.
Stimulus check schedule: The IRS scorecard and timeline
This week,and got a long-awaited target pay date (more below). If you receive federal benefits, you’ll see your stimulus money either as an electronic transfer to an existing benefits card like Direct Express, or in the mail. The IRS will not send EIP cards to this group, the Social Security Administration said.
Most people who don’t receive federal benefits and didn’t get aby March 24 will as a paper check or .
Note that it could take days between the date the IRS or Treasury processes your particular payment and when you receive it, especially if your check is delivered through the mail. If your life circumstances changed between your second check and now,. If you .
Here’s how the checks have been sent so far:
Stimulus check scorecard: Payments so far
|Direct deposit||Paper check||EIP card||Direct Express card|
|First payment batch (by March 17)||90 million ($242 billion)||150,000 ($442 million)||Not released||Not released|
|Second payment batch (by March 24)||17 million ($38 billion)||15 million ($34 billion)||5 million ($11 billion)||Not released|
|Social Security, including SSI, SSDI||Not disclosed||Not disclosed||Not used for payment||Up to 30 million, starting April 3 and 4|
Are you tracking your stimulus payment status? Here are two ways to do that
The IRS updates itsdaily. This online app shows you the status of your payment, including when a check is scheduled for delivery. The IRS portal can also flag if there’s a problem with your payment you may need to address, but it doesn’t tell you the amount you’ll receive. You can use a free tool from the USPS to .
Social Security, SSI, SSDI, veterans and other federal beneficiaries: More details to know
After a weeks-long holdup, the IRS said it is ready to start making payments forand , many of whom automatically . The first payments are set to arrive the weekend of April 3, with most going out electronically through a Direct Express card (PDF) on April 7, according to the IRS.
Note that you’ll only get the electronic payment transfer if this is how you normally receive benefits, and if you didn’t file taxes in 2019 or 2020. However, some incould receive an automatic payment sooner if they got a by using the IRS’ Non-Filers tool, which is now closed. The SSA says this group will not receive an EIP debit card. Here’s our complete guide to .
Stimulus check delivery start and end dates
|Stimulus bill passed Congress||March 10|
|Stimulus bill signed into law||March 11|
|First direct deposits made||March 12 (provisional), March 17 (official)|
|First paper checks sent||Week of March 15|
|First EIP cards sent||Week of March 22|
|Last day to get direct deposit||March 24|
|First Social Security, SSI, SSDI payment sent||Weekend of April 3, most arriving April 7|
|IRS deadline to finish sending checks||Dec. 31, 2021 (mandated by the bill)|
|Last date to receive a check||January 2022 (if mailed checks sent late December)|
|Final claims for missing stimulus money||2021 tax season likely (in 2022)|
Here’s what could divide or delay your stimulus check delivery
Here’s more information onwith your stimulus check.
How your tax return could cause a delivery snag
Taxes are now. So how will the IRS figure out how much it owes you? It will based on the most recent tax filing it’s processed at the time it’s ready to tabulate your check.
If youand you , your total will likely be based on your 2020 , not on your 2019 AGI. That presents complications if the difference between the two years .
On the flip side, if the IRS uses your 2019 taxes and you’re owed more money based on your 2020 AGI and dependents, you’ll need to claim the difference at a later date. (Learn more about some of the.)
If there’s an issue with your payment, here’s how to report it
Sorry, but the IRS really doesn’t want you to call if you have any issue with the delivery or amount of your stimulus check. So what to do instead? See our guide that walks you through, including checks that never arrive (try ), direct deposit payments that go to the wrong account and other issues.
Any claims for missing stimulus money will happen later
There are several reasons the IRS may owe you stimulus money after it sends out the third round of checks. Maybe the agency processed your 2019 tax return instead of 2020 and there was a discrepancy? Or maybe youthat you still need to claim as a dependent? Maybe a clerical error accidentally left out a ? Perhaps your payment never arrived or was ?
Whatever the reason, the IRS may provide a way to file for missing stimulus money before the Dec. 31 deadline. If not, you, when you file your 2021 taxes in 2022 (even if you’re a .)
Stimulus payments could technically arrive into December
Although the IRS and Treasury are sending stimulus checks now, the agencies have until Dec. 31 to complete distributing the third payments. That’s good news in the sense they aren’t facing a compressed deadline to send out all the checks, as they did with the second stimulus check in December, which only gave them a 17-day window to get the payments out.
On the other hand, the nearly nine-month delivery window also means some people may find themselves waiting for their payment, for a variety of reasons. We’ll have to wait and see how the IRS deals with any fringe issues that arise, such as the need to claim missing money.
More stimulus check details these groups should know
Stimulus checks aren’t necessarily a one-size-fits-all situation. Here are additional guides for:
And here’s everything you need to know about the, and every way the .