With pressure growing in Washington for negotiators to put aside their differences and come toon , the possibility is still alive for a new that features a of as much as that could .
It’s likely that a second round of payments would follow the same basic qualification structure as the, for example, using a framework that takes into account your , , , and .
But whether Congress acts now or after President-elect Joe Biden’s, the rules around who would be eligible for a payment could change — and that could affect how much money and .
For everything we currently know about what will happen with eligibility rules in a second check, keep reading. Here’s what to do if you didn’t make the cutoff toand what you can do to help make sure . This story is regularly updated.
Which eligibility rules might change with a new bill?
There still appears to be bipartisan support for more stimulus aid, though the sides are still far apart in what they want to spend. Here’s what’s in the proposals that are still on the table:
Change definition of a dependent: The CARES Act capped eligibleas kids age 16 and younger. One proposal this summer — child or adult — you could claim on federal taxes. That means families with older kids or at home could potentially see $500 more in their check total per individual if that proposal is adopted.
More money per child dependent: The most recent White House proposal would keep the definition of a child dependent, but increase the sum per individual to an extra $1,000 on the final household check. Here’s how toand .
Stop seizing overdue child support: The Democrats this summer pushed to let a parent who owedreceive a payment; the original CARES Act allowed the government to .
More clarity on people who are incarcerated: After months of back and forth,and eligible for a payment. A Republican plan this summer would have excluded the payments.
Include noncitizens: The CARES Act made a Social Security number a requirement for a payment. Other proposals would have expanded the eligibility to those with an ITIN instead of a Social Security number because they are classified as. A Republican plan this summer would have excluded those with an ITIN.
Will the income limits of the first payment be the same the next time?
Under the CARES Act, here are the income limits based on yourfor the previous year that would qualify you for a stimulus check, assuming you met all the other requirements. (More below for people who don’t normally file taxes.)
- You’re a single tax filer and earn less than $99,000.
- You file as the head of a household and earn under $146,500.
- You file jointly with a spouse and earn less than $198,000 combined.
Who could qualify for a second stimulus check
|Qualifying group||Likely to be covered by the final bill|
|Individuals||An AGI of less than $99,000 (Same as CARES)|
|Head of household||An AGI of less than $146,500 (Same as CARES)|
|Couple filing jointly||An AGI less than $198,000 (Same as CARES)|
|Dependents of any age||No limit (HEALS proposal; up to 3 in Heroes)|
|US citizens living abroad||Yes, same as CARES|
|Citizens of US territories||Likely, with payments handled by each territory’s tax authority (CARES)|
|SSDI and tax nonfilers||Likely, but with an extra step to file (more below)|
|Uncertain status||Could be set by court ruling or bill|
|Incarcerated people||Excluded under CARES through IRS interpretation, judge overturned|
|Undocumented immigrants||Qualifying “alien residents” are currently included under CARES|
|Disqualified group||Unlikely to be covered by the final bill|
|Noncitizens who pay taxes (ITIN)||Proposed in Heroes, unlikely to pass in Senate|
|Spouses, kids of ITIN filers||Excluded under CARES, more below|
|People who owe child support||Included in Heroes proposal, but excluded under CARES|
Will taxes be a factor in how much I could get? What if I don’t have to file?
For most people,. For example, the most important factor in setting income limits is , which determines how much of the $1,200 for individuals and $2,400 for married couples you could receive if you meet the other requirements.
Ourcan show you how much money you could potentially expect from a second check, based on your most recent tax filing. Read below for your eligibility if you don’t typically file taxes.
Are there rules or exceptions that apply to retired and older adults?
Many, received a first stimulus check under the CARES Act, and would likely be eligible for a second one. For older adults and retired people, factors like , , your pension, if you’re part of the (more below) and whether the IRS considers you a dependent would likely affect your chances of receiving a second payment.
I share custody or owe child support. What should I know?
Due to a specific rule, if you and the other parent of your child dependent alternate years claiming your child on your tax return, youin your first stimulus check, and in the second if that rule doesn’t change.
If you owe child support, your(the amount you owe).
I didn’t file a federal tax return for the last 2 years. Will I still get money?
People who weren’t required to file a federal income tax return in 2018 or 2019 mayunder the CARES Act. If that guideline doesn’t change for a second stimulus check, this group would qualify again. Here are reasons you might not have been required to file:
- You’re over 24, you’re not claimed as a dependent and your income is less than $12,200.
- You’re married filing jointly and together your income is less than $24,400.
- You have no income.
- You receive federal benefits, such as Social Security or Social Security Disability Insurance. See below for more on SSDI.
With the first stimulus check, nonfilers needed to provide the IRS with some information before they could receive their payment. (If you still haven’t received a first check even though you were eligible, the IRS said you claim it on your taxes in 2021.)who may fall into this category but who haven’t requested their payment.
I’m part of the SSI or SSDI program — can I still get a stimulus check?
Those who are part of theunder the CARES Act. Recipients wouldn’t receive their payments via their Direct Express card, which the government typically uses to distribute federal benefits, but through a non-Direct Express bank account or as a paper check. SSDI recipients also need to use the IRS’ Non-Filers tool to request a payment for themselves and dependents.
For more, here’s what we know about the. We also have information on , , and .