The IRS deadline to register a claim for a missing stimulus payment this year has now expired, but you can still file a request to get your missing check — you just have to wait until 2021 to receiveper for the first payment the IRS sent in April.
We’ll show you how to figure out if you’re part of a group that could still be eligible for a full or catch-up payment. This is separate from a potential, which Congress is still weighing as part of amid increased pressure to . (If a is approved, .)
We outline who may qualify for more money in the first round andfor a , if one happens — read on for more information. This story was updated recently.
How to file for your missing stimulus money in 2021
If you belong to one of the groups below, or triedand think the IRS didn’t send your check in full, you have one more chance to claim your stimulus check money, which the IRS is calling the Recovery Rebate Credit. You’ll be able to file in tax season 2021; if the typical schedule holds, your federal tax return will be due April 15, though in 2020, the IRS as a result of the COVID-19 pandemic.
While the IRS doesn’t have specific instructions yet for every personal situation (more on these below), the agency does say that people who files taxes can use 2020 Form 1040 or 1040SR to claim a catch-up payment. If you received a partial payment, you’ll need the IRS’ calculated amount from the letter called Notice 1444 Your Economic Impact Payment when you file in 2021.
If you don’t normally file a tax return, do this
In September, the IRS started sending letters to 9 million Americans who may have qualified for a payment but perhaps didn’t know they needed to register to claim it. This group — which the IRS categorizes as “nonfilers” — includes people who, such as , and individuals with incomes less than $12,200. Those in this group needed to file a claim using the Non-Filers tool by Nov. 21. The IRS said if you missed the deadline you can claim the payment, which, again, it calls a Recovery Rebate Credit, in 2021 when you file a 2020 federal income tax return:
When you file a 2020 Form 1040 or 1040SR you may be eligible for the Recovery Rebate Credit. Save your IRS letter – Notice 1444 Your Economic Impact Payment – with your 2020 tax records. You’ll need the amount of the payment in the letter when you file in 2021.
If you’re missing a payment for a child dependent
Under the CARES Act, each qualifying— those 16 years and younger — was eligible for a $500 check. But some people’s payments for each eligible dependent.
If you claimed it by Nov. 21, you could receive the payment in December. You can use ourto get an idea of how much you may be owed.
As with the nonfilers, if you missed the deadline, the IRS said you can claim the payment on your 2020 federal tax return in 2021, by filing a 2020 Form 1040 or 1040SR.
Note that in a few cases, where parents are separated or divorced and share joint custody of a dependent,per eligible child, so you may not even be aware you’re eligible for the payment to begin with.
If your check was mistakenly garnished, here’s what to do
Although there are a few cases where the federal government or a debt collector could, in general, if you qualify for a check, . One area where the federal government can garnish a check is for overdue child support. However, if the , only the spouse who owes child support should have the check seized.
According to the IRS, the parent who does not owe child support should receive their portion of the payment without having to take action. If you haven’t received your check, the IRS said it is working to send out the missing payments. While you don’t have much recourse to appeal IRS decisions, you can also try the Non-Filers tool to create a record of your claim.
If you used our stimulus check calculator and think your check amount is wrong
Finally, if after using our, you find you may have qualified for a bigger payment than you received, you can check the IRS Get My Payment tool to see if a check is in the works. If the IRS is waiting on information from you before it sends your check, you can claim your payment next year.
If you’re a US citizen abroad, in US territories or not a citizen
The IRS has rules that set the payment eligibility guidelines for US citizens who live abroad and non-US citizens who work in the US — along with spouses of nonresident aliens. We have a guide that walks through theif you qualify but didn’t get a check.
People in jail or prison qualify by court order
Since April, when it first started sending payments, the IRS has gone back and forth on whether. A recent ruling from a federal judge in California, however, seems to have settled the question — at least for now — and is requiring the IRS to contact those incarcerated who can file a claim for . The deadline to file a claim through the mail has passed (it was Nov. 4) but those who are incarcerated also had till Nov. 21 to file online. The IRS has appealed the case.
For everything to know about the first payment,. We also have an idea of how quickly the IRS could send out the second round of if another and what other benefits you might expect in .