Cyclists unaware of Highway Code in a major threat to road users who could face fines

They reveal cyclists can claim against car insurance policies for a range of injuries including mental trauma and damage to property.

However, this can be hard in areas with few witnesses and where the driver has no dashcam footage to use.

This could deeply damage a drivers car insurance policy with an incident likely to end a no claims discount.

Drivers could also be hit with a £1,000 fine for opening the door and accidentally hitting a cyclist in a violation of Rule 239 of the Highway Code.