Just when we thought we knew the how qualifications were shaping up for a, , with the White House producing a that takes eligibility in a new direction.
At this point, it’s pretty clear thatis likely to be worth up to $1,200 per person. But a new provision in the White House proposal regarding could bring . While the White House proposal is said to be currently contested by both sides of the aisle, the provision itself could wind up in a final bill, rather than an opposing viewpoint to bring money to dependents of any age (not just “ ,” as defined by .)
Stimulus qualifications often revolve around thefrom your , but the rules vary with different circumstances, such as if you’re on or a ; if you’re a , or .
If and when another direct payment moves forward, ourcan crunch your potential numbers — keep reading to learn the most likely qualifications that will apply. This story is updated with new information.
Will I get $500 more for my dependents? Or $1,000?
would expand the definition of , bringing $500 per person you claim on your taxes, regardless of the person’s age. This notable change from the first stimulus check would give some families in a second payment.
However, the White House’s Oct. 9 offer seeks to largely keep the definition of a, but raises the value to $1,000, which would still net many families more money.
Relatively few dependents wereunder the CARES Act. Dependents aged 16 and younger were allotted $500 as part of the family payment. But new proposals from Democrats and Republicans seek to expand the definition of a dependent to include people of any age — that means college students and .
How do I know if I qualify for another stimulus check?
It’s likely that if a second stimulus check is approved, it’ll follow many of the guidelines from the CARES Act thatin March. But it will also draw some changes from the , neither of which is law.
Who could qualify for a second stimulus check
|Qualifying group||Likely to be covered by the final bill|
|Individuals||An AGI of less than $99,000 (Same as CARES)|
|Head of household||An AGI of less than $146,500 (Same as CARES)|
|Couple filing jointly||An AGI less than $198,000 (Same as CARES)|
|Dependents of any age||As defined by your tax filing (HEALS proposal; and revised Heroes Act)|
|US citizens living abroad||Yes, same as CARES|
|Citizens of US territories||Likely, with payments handled by each territory’s tax authority (CARES)|
|SSDI and tax nonfilers||Likely, but with an extra step to file (more below)|
|Disqualified group||Unlikely to be covered by the final bill|
|Noncitizens who pay taxes||Proposed in Heroes Act, unlikely to pass in Senate|
|Incarcerated people||Excluded under CARES Act|
|People who owe child support||Included in Heroes proposal, but excluded under CARES|
How do my taxes impact my stimulus check eligibility?
For most people,. For example, the most important factor in setting income limits is , which determines how much of the $1,200 for individuals and $2,400 for married couples you could receive if you meet the other requirements.
Ourcan show you how much money you could potentially expect from a second check, based on your most recent tax filing. Read below for your eligibility if you don’t typically file taxes.
I didn’t file tax returns in 2018 or 2019. What should I do?
People who weren’t required to file a federal income tax return in 2018 or 2019 mayunder the CARES Act. If that guideline doesn’t change for a second stimulus check, this group would qualify again. Here are reasons you might not have been required to file:
- You’re over 24, not claimed as a dependent and your income is less than $12,200.
- You’re married filing jointly and together your income is less than $24,400.
- You have no income.
- You receive federal benefits, such as Social Security or Social Security Disability Insurance (SSDI). See below for more on SSDI.
With the first stimulus check, non-filers needed to provide the IRS with some information before they could receive their payment. (If you still haven’t received a first check even though you were eligible, the IRS extended its deadline to use its Non-Filers Tool through Nov. 21.)who may fall into this category but who haven’t requested their payment.
I’m retired — will I get another stimulus payment?
Many, received a first stimulus check under the CARES Act, and would likely be eligible for a second one. For older adults and retired people, factors like , , your pension, if you’re part of the (also more below) and whether or not the IRS considers you a dependent would likely contribute to your chances of receiving a second payment.
I’m an SSDI recipient. Can I still receive a second stimulus check?
Those who are part of theunder the CARES Act. Recipients wouldn’t receive their payments via their Direct Express card, which the government typically uses to distribute federal benefits, but through a non-Direct Express bank account or as a paper check. SSDI recipients also need to use the IRS’ Non-Filers tool to request a payment for themselves and dependents.
What if I’m a US citizen living abroad, or live in a US territory?
You may still be eligible for a stimulus check, but the rules are different, as laid out with the first check..
Groups that were not included in the first check
For the payment authorized under the CARES Act, which became law in March, these groups were excluded:
- Single taxpayers with an over $99,000.
- Heads of households with an AGI over $136,500.
- Married couples with an AGI over $198,000.
- Children over 16 and college students under age 24.
- Nonresident aliens, as defined by the US government.
- People who are incarcerated.
- People who died since the previous tax filing. (Their families may not collect on their behalf and are expected to return the payment.)
For more, here’s what we know about the. We also have information on , , and .