Most car insurance agreements will cover damage caused in storms although many are set to miss out on repairs by failing to secure the right policy. Storm claims are only possible for those with a fully comprehensive policy while those with third party fire and theft cover will find it hard to make a claim.
Many companies may refuse to accept a claim if they are not notified after a certain amount of time in a debating blow for motorists.
Car insurance companies may even allow you to get some temporary repairs conducted and will pay back these charges later on.
However, fully comprehensive car insurance holders may see prices dramatically increase if they claim on their agreement.
This is because motorists may lose their no claims discount which could see overall premium costs increase.
Some types of storm damage will also be seen as an at-fault claim which may also contribute to an increase in costs.
Driving through deep flood water or driving your car faster than road conditions allow can even cause insurance providers to refuse payouts altogether.
The Association of British Insurers has urged motorists to move their car away from an area where flooding is expected.
Yellow weather warnings are in place across the whole weekend with Storm Ciara set to unleash heavy winds and rain across the whole nation.
According to the Met Office, road services may be affected with longer journey times and road closures possible.
The agency she targeted coastal roads as being at a higher risk with debris potentially being launched into a vehicle.
The RAC says motorists should always consider whether the journey is essential or whether this can be delayed until the rain has cleared.
In order to stay safe on the roads, motorists are urged to carry out a range of simple checks such as making sure windscreen wipers are operational and tyres are at the recommended tread depth.
Motorists should reduce their speed in bad weather conditions and create extra space between a car in front.
Stopping distances increase in wet weather conditions and failing to keep a safe gap could result in your skidding into other vehicles.