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This is my experience with the lending club after 4 years of being invested. I started this journey in April 2015 (with proof) and I am sad to report only a 5% APR. In the beginning, peer to peer lending was supposed to be the new great tool for creating wealth and in the end, I was disappointed.
I had invested around $500-$600 USD and my initial return was supposed to be 14% APR but I got nowhere close. I’m also months/years away from collecting the rest of my principle investment.
Overall I would never reinvest with this company!😭
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Disclaimers: The above references an opinion and is for information purposes only. I’m not a financial advisor and this is not intended to be investment advice. Seek a duly licensed professional for investment advice. ALSO, Links in the description are typically affiliate links that let you help support the channel at no extra cost.